Beginning Jan. 1, 2026, Lively, a new benefits partner, will administer our Health Savings Accounts (HSAs) and Dependent Day Care Flexible Spending Accounts (FSAs); this will include the ability to use your Lively debit card for dependent day care claims. If you elect to participate in an HSA and Dependent Day Care FSA, you will receive one card. Welcome packets will be sent following enrollment in a FSA or HSA to your personal email address on file in PeopleSoft ESS. Be sure to confirm you have a valid email address on file to ensure delivery.

A Flexible Spending Account (FSA) saves you money by allowing you to set aside pre-tax dollars from your bi-weekly paycheck to help pay for eligible expenses.

Because you’re eligible for the Piedmont HDHP with HSA, you will not be able to contribute to a Health Care Flexible Spending Account (FSA) due to IRS regulations; you can still contribute to a Dependent Day Care FSA. Although you can’t participate in a Health Care FSA, there are many of the same tax advantages when you participate in an HSA. If enrolled, an HSA with Lively will automatically be opened for you, unless you opt out.

If you are newly eligible for the Piedmont HDHP with HSA and have funds remaining in an existing Health Care FSA, you must spend down your balance before your HSA becomes effective to avoid forfeiting any remaining Health Care FSA dollars.